Windstorm Inspection Services
 

    

    We Help Inform Property Owners in
Florida on ways to harden their Structure
and save money on insurance through
Wind Mitigation Inspections.

A Florida Statute requires insurance companies to offer Florida
home owners "discounts, credits, or other rate differentials..." for construction techniques that reduce damage and loss in windstorms.

We have seen the discounts range anywhere between 15% - 75% off the windstorm portion of a Home owners Insurance Policy, each company is different but they ALL offer these
discounts..

It is not only hurricane shutters that qualify, almost every house has at least one feature that will qualify for these discounts.

Even if you are in the middle of policy term you WILL BENEFIT from a wind litigation inspection.

Many of our clients have informed us that they received a check in the mail after having their wind mitigation inspection performed by one of our qualified windstorm mitigation inspectors.

What Do We Inspect?

 

Following items are building features that reduce wind
damage for which many insurance companies offer wind
premium discounts.

1. Roof coverings, such as shingle that meet the
Florida Building Code requirements.

2. Roof substrate to verify proper fastening according to
Florida Building Code requirements.

3. Hurricane clips/straps that hold the roof structure to the
perimeter walls.

4. Protection of openings such as windows and glass doors
with impact resistant glazing or other approved protection
systems.

5. Secondary Water Resistance that prevents the roof from
leaking if the covering is blown off in a windstorm.

6. Roof Design is also inspected.  Hip roofs seem to divert
the stronger winds and therefore sustain less damage.

7. Garage Doors require reinforcement.  Shutters have little
value when garage doors are not protected.